Practical steps and honest reflection to help women build a healthier relationship with money—beyond just the numbers. At A Cents Of Change , we don’t just talk about budgets and bills. Money is not just math. It ’s memories, habits, stress, guilt, hope…all rolled into a bank statement. A “healthy relationship with money” means: you understand what’s coming in and going out, you know why  you’re spending the way you spend, and you’re not scared to look your numbers in the ey

Just like tacos, your credit life needs more than one ingredient. If everything on your plate is one lonely card or one old loan, it’s not giving what it needs to give. A mix  of credit—used on purpose—can help your score, your options, and your peace of mind. Let’s talk about it in plain language. Understanding Credit Your credit score is a number people use to decide if they trust you with money. Can you get the apartment? Will they say yes to the car without a wild interes